General Insurance or Non-life Insurance policies is a practical option for every person who would like to live a risk-free life. Risk is associated with everything and so, it is important to secure all the things that we own and that security is provided by insurance. General insurance covers insurance policies fire, marine, motor, accident and other miscellaneous non-life insurance. The tangible assets are susceptible to damages and a need to protect the economic value of the assets is needed. For this purpose, general insurance products are bought as they provide protection against unforeseeable contingencies like damage and loss of the asset. Like life insurance, general insurance products come at a price in the form of premium.
Types of General Insurance – Individuals:
- Protect your greatest asset good health.
- Individual and Group- Ordinary and Floater health Insurance Policy
- Cash free hospitalization in more than 1400 hospitals across India.
- Reimbursement of expenses during Pre- Hospitalisation and Post- Hospitalisation stages of treatment.
- 130 minor surgeries that require less than 24 hours hospitalization covered under the UNIQUE day care procedure.
- Reimbursement of expenses incurred on ambulance services to the nearest hospital where Emergency Health facilities are available
- Protection from a financial loss arising out of loss or damage to your vehicle.
- Protection from liability towards third parties for personal injury.
- Protection death and property damage on account of any accident involving your vehicle.
- Cash Less and Hassle free Claim procedure.
Travel Health Insurance:
There’s a lot you’re exposed to while traveling abroad. And even though you’ve planned everything down to the smallest detail, there’s no telling when a calamity might strike. A sudden illness, loss of baggage, a financial emergency…. with Travel Health Insurance from you can be sure you’re covered for a whole host of calamities that may occur while traveling abroad.
An accident can happen at any time. And it could leave you with permanent harm or temporary disability, both of which could affect your life and your family.
Home insurance policy is designed to cover various risks and contingencies faced by home owners and safeguard the structure and contents of your home against natural calamities and human misintents. Get a comprehensive coverage for the lowest premium rate.